2024-04-05T15:24:39-04:00 2023-12-31 CU AUDIT & COMPLIANCE GROUP 3692 COOLIDGE CT TALLAHASSEE FL 323117890 990 2023-01-01 620676416 NORTHEAST COMMUNITY CREDIT UNION NORT 4235471200 980 JASON WITTEN WAY ELIZABETHTON TN 37643 TERESA ARNOLD PRESIDENT/CEO/BOD ME 4235471200 2024-04-04 true TERESA ARNOLD 990009999 false AMANDA ONKST P02387288 2054372176 2024-04-05 2023 2023-04-26 12:10:37Z TERESA ARNOLD 980 JASON WITTEN WAY ELIZABETHTON TN 37643 8780666 false X WWW.BYMYCU.ORG X CREDIT UNION 1952 TN CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. 9 8 52 8 0 0 5041864 6115487 1348389 2476047 145566 189132 6535819 8780666 0 0 2148311 2258730 0 0 3332369 3913313 5480680 6172043 1055139 2608623 182357062 178044513 161346944 153398290 21010118 24646223 CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 12,764 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. false false 4423216 THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. 1748827 THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. 6172043 false false true false false false false false false true true false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true X 3994 0 true 52 true false false false false false false false false X 9 8 false false false false true true true true true false true true false true true true true true true false false TN X KEVIN BUCKLES 4235471200 980 JASON WITTEN WAY ELIZABETHTON TN 376436443 TERESA ARNOLD PRESIDENT/CE 40.00 X X 170765 0 20139 KEVIN BUCKLES CFO 40.00 X 68510 0 12966 KAY ARNOLD BOARD MEMBER 1.00 X 0 0 0 VICKEY BROYLES BOARD CHAIR 1.00 X 0 0 0 KATHY CAMPBELL BOARD MEMBER 1.00 X 0 0 0 RICHARD CLARK BOARD VICE C 1.00 X 0 0 0 DUSTIN DUNCAN BOARD MEMBER 1.00 X 0 0 0 JOHN K GEAGLEY BOARD MEMBER 1.00 X 0 0 0 LISA HAYES BOARD SECRET 1.00 X 0 0 0 DENNIS L WILSON BOARD MEMBER 1.00 X 0 0 0 239275 33105 1 false true false INTEREST ON LOANS 522291 4064186 4064186 FEE INCOME 522100 2051301 2051301 6115487 2476047 2476047 OTHER OPERATING INCOME 525990 189132 189132 189132 8780666 8780666 1641366 1641366 85307 85307 394153 394153 137904 137904 238659 238659 199958 199958 32698 32698 1748827 1748827 9600 9600 PROF & OUTSIDE SERVICES 1302951 1302951 EDUCATIONAL & PROMO 226450 226450 PROVISION FOR LOAN LOSS 50000 50000 EXAMINATION FEE 46000 46000 58170 58170 6172043 0 6172043 0 49047436 33372328 15975000 20975000 76476117 86294591 251066 849110 7718356 2754380 4056144 4963976 34626542 29712409 1924757 1877099 182357062 178044513 3787518 3612588 157559426 149785702 161346944 153398290 X 21010118 24646223 21010118 24646223 182357062 178044513 X 2608623 1027483 -1 X X false false false TENNESSEE CREDIT UNION LEAGUE 1317 HICKORY VALLEY RD CHATTANOOGA TN 37421 462728395 SCHEDULE C, PART I-A, LINE 1 CONTRIBUTION TO THE TENNESSEE CREDIT UNION LEAGUE PAC. 1791791 1791791 4399188 1437726 2961462 1527377 1316654 210723 4963976 ALL OTHER INVESTMENTS 29224568 C VCCU - PAID IN CAPITAL 487841 C 29712409 REGULAR SHARES 81005749 ALL OTHER SHARES 36939703 SHARE DRAFTS 31840250 149785702 false false false TERESA ARNOLD PRESIDENT/CEO/BOD ME 167855 2910 20139 190904 FORM 990, PAGE 1, PART I, LINE 6 HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. FORM 990, PAGE 5, PART V, LINE 3B THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION IS OWNED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. FORM 990, PAGE 6, PART VI, LINE 7B SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. FORM 990, PAGE 6, PART VI, LINE 11B THE PRESIDENT/CEO REVIEWS THE FORM 990 BEFORE FILING. THE FORM 990 IS AVIALABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 12C THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION IN CUNA SALARY MANUAL AND SURVEY. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. FORM 990, PART XI, LINE 9 OTHER CHANGES 0 CECL EXPENSE DIFFERENCE FROM INCOME TO CALL REPORT 0 OTHER ADJUSTMENTS 0 FROM RESERVES TO FUND CECL 0 DUE TO ROUNDING -1 TOTAL -1 FORM 990, PART XII ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.