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        <ExplanationTxt>PRODUCER MEMBERS VOTE ON INDIVIDUALS APPOINTED TO THE BOARD OF DIRECTORS</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>CHANGES TO THE BY-LAWS AND ARTICLES OF INCORPORATION ARE SUBJECT TO APPROVAL BY THE PRODUCER MEMBERS.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>CORPORATE OFFICERS ARE NOTIFIED OF THE COMPLETION OF FORM 990 AND GIVEN AN OPPORTUNITY TO REVIEW THE COMPLETED FORM BEFORE FILING.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>POLICY IS ENFORCED WHEN A TRANSACTION THAT MIGHT INVOLVE A CONFLICT IS CONTEMPLATED.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS ARE NOT AVAILABLE TO THE PUBLIC.</ExplanationTxt>
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