2024-03-19T20:25:39-07:00 2023-12-31 990 2023-01-01 751059279 EVERMAN PARKWAY CREDIT UNION EVER 8172938412 1216 Everman Parkway Fort Worth TX 761405002 Charlotte Douglas Manager 8172938412 2024-03-20 Charlotte Douglas 999009999 1 1 11 1 AAL2 2023 2023-04-26 12:10:37Z Melissa Owings 1216 Everman Parkway Fort Worth TX 76140 238713 0 2742 X www.epcreditunion.com X 1953 TX Everman Parkway Credit Union is a cooperative thrift organization known as a "Credit Union" providing competitive rates on savings and loan accounts to its members. 5 5 2 0 0 0 0 0 192877 206793 18321 19462 83377 12458 294575 238713 0 0 0 0 183315 85937 0 0 0 132334 124795 315649 210732 -21074 27981 4826750 4684679 3454637 3284585 1372113 1400094 A cooperative known as a "Credit Union" to build members' worth through systematic savings and providing loans. 0 0 0 0 0 MEMBER SHARE ACCOUNTS The Credit Union's share accounts offer advantages to members of all ages with competitive dividend rates. There were 602 member-owned accounts as of December 31, 2023. The development of consistent savings' habits is encouraged to each member. 0 0 0 SHARE DRAFTS (CHECKING ACCOUNTS) The Credit Union offers checking accounts to members as well as debit cards and ATM cards. 0 0 0 CONSUMER LOANS The Credit Union has provided personal and vehicle loans from its beginning. The consumer loan product line now includes the following: new and used recreational vehicles; new and used boats; and new and used motorcycles. Disability and Credit Life insurances are offered to be purchased on all loans. In addition to the Disability and Credit Life insurances, vehicle loans also have GAP insurance and Extended Warranties offered to be purchased on them. A Mastercard credit card is also available. 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 63 0 1 2 1 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 0 0 0 1 1 1 0 X Melissa Owings 8172938412 1216 Everman Parkway Fort Worth TX 761405002 Melissa Owings Manager 40 0 X 52707 0 13130 Board Member Chairman 1.00 0 X X 0 0 0 Board Member Vice-Chairman 1 0 X X 0 0 0 Board Member Secretary 1 0 X X 0 0 0 Board Member Treasurer 1 0 X X 0 0 0 Board Member Director 1 0 X 0 0 0 52707 0 13130 0 0 0 0 0 0 Interest on Loans 522130 182916 182916 0 0 Members' Fees & Charges 522130 23877 23877 0 0 0 0 0 0 206793 19462 0 0 19462 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 National Credit Union Refund 522130 1288 1288 0 0 Miscellaneous Income 522130 11170 11170 0 0 0 0 0 0 12458 238713 219251 0 19462 0 0 0 0 52707 0 17011 1629 9073 5517 0 0 12737 0 0 0 0 791 12574 18521 0 15266 73 0 900 11927 0 3355 8648 League & Supervision Fees 2177 Provision for Loan Loss -5932 Loan Servicing 12770 Other Fees & Services 28520 2468 210732 0 0 0 59459 9245 0 0 0 0 0 0 0 0 0 0 2906073 2879104 0 0 17655 16247 175908 139753 36564 36155 0 0 0 0 0 0 0 0 1806999 1743928 4826750 4684679 173460 20273 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3281177 3264312 3454637 3284585 X 0 0 0 0 1372113 1400094 1372113 1400094 4826750 4684679 27981 0 0 0 0 0 X 1 X 0 1 0 0 13800 13800 0 68157 49348 18809 0 0 0 0 0 93951 90405 3546 0 0 0 0 36155 Mastercard Funding Account (Georgia C U) 1467 Catalyst Corporate Federal Credit Union 51766 Certificates of Deposit 1650000 Accrued Interest on Loans 7622 Accrued Interest on Investments 1200 National Credit Union Insurance Fund 31873 1743928 0 Members' Shares 2630366 Members' Deposits 213946 Notes Payable 420000 3264312 Form 990, Part VI, Section A, Line 6 The credit union is open to certain people employed by General Motors and residents within 10 miles of the credit union. Once they join, they are called members. Form 990, Part VI, Section A, Line 7a The credit union has a designated set of eligible people to join their credit union who are then called Members. Annual Meetings are requred by law; at the Annual Meeting, membership votes on its Board of Directors. Form 990, Part VI, Section B, Line 11b Since Form 990 is required to be filed electronically, the manager reviews the 990 and submits electronically. Form 990, Part VI, Section B, Line 15 The Board of Directors reviews the manager's salary outside her presence. Upon discussion and review, the Board of Directors makes the decisions for all increases. The manager is present with the Board when discussing other employees' salaries. However, the Board makes the final decision as to what the salary and/or increases will be. Form 990, Part VI, Section C, Line 18 The Credit Union's governing documents are available upon request. Form 990, Part VI, Section C, Line 19 The Credit Union's financial statements are available upon request. However, the financial statements are required by law to be posted in the Credit Union's office by the twenty-first of the month following month-end.