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        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>T JABLANSKI</PersonNm>
          <USAddress>
            <AddressLine1Txt>118 COLLEGE STREET</AddressLine1Txt>
            <CityNm>WORCESTER</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01610</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MARTHA CASASSA</PersonNm>
          <USAddress>
            <AddressLine1Txt>10 NORROWAY AVE</AddressLine1Txt>
            <CityNm>RANDOLPH</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02368</ZIPCd>
          </USAddress>
          <TitleTxt>CHAIRMAN</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JEN NOWAK</PersonNm>
          <USAddress>
            <AddressLine1Txt>51 GLENN DRIVE</AddressLine1Txt>
            <CityNm>WILBRAHAM</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01095</ZIPCd>
          </USAddress>
          <TitleTxt>1ST VICE PRE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ALICIA SHERIDAN</PersonNm>
          <USAddress>
            <AddressLine1Txt>9 BRUNNER STREET</AddressLine1Txt>
            <CityNm>PLAINVILLE</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02762</ZIPCd>
          </USAddress>
          <TitleTxt>RECORDING SE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>BERNADETTE BENNETT</PersonNm>
          <USAddress>
            <AddressLine1Txt>2 APPLETON STREET</AddressLine1Txt>
            <CityNm>WALTHAM</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>02453</ZIPCd>
          </USAddress>
          <TitleTxt>CORRESPONDIN</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>KATIE ROBEY</PersonNm>
          <USAddress>
            <AddressLine1Txt>97 HUDSON STREET</AddressLine1Txt>
            <CityNm>MARLBORO</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01752</ZIPCd>
          </USAddress>
          <TitleTxt>TREASURER</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>MARISA JABLANSKI</PersonNm>
          <USAddress>
            <AddressLine1Txt>555 WORCESTER ST</AddressLine1Txt>
            <AddressLine2Txt>APT 201</AddressLine2Txt>
            <CityNm>SOUTHBRIDGE</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01550</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR OF</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp>
        <Description1Txt>THE ORGANIZATION PROVIDES AND CARRIES OUT PROGRAMS FOR THE PURPOSE OF AWAKENING A REALIZATION OF ITS MEMBERSHIP'S RESPONSIBILITY IN THE VARIOUS FIELDS OF EDUCATION AND VOLUNTEER SERVICES AND SUPPORT VARIOUS SCHOLARSHIPS. THE GFWC SIGNATURE PROGRAM: "DOMESTIC AND SEXUAL VIOLENCE AWARENESS AND PREVENTION" GOAL IS TO INCREASE AWARENESS OF AND HELP PREVENT THE WIDESPREAD OCCURRENCE OF VIOLENCE AGAINST WOMEN IN COMMUNITIES ACROSS THE NATION, AND THE GLOBE. THE SUCCESS FOR SURVIVORS SCHOLARSHIP WAS CREATED IN 2012 TO LEND A HELPING HAND TO THOSE IMPACTED BY INTIMATE PARTNER VIOLENCE WHO ARE PURSUING HIGHER EDUCATION. THE SCHOLARSHIP AIMS TO PROVIDE SURVIVORS WITH A MEANS TO ACHIEVE BOTH FINANCIAL AND PERSONAL INDEPENDENCE. THE ORGANIZATION ALSO SUPPORTS ADVOCATING FOR CHILDREN, ARTS AND CULTURE, CIVIC ENGAGEMENT AND OUTREACH, THE ENVIRONMENT, EDUCATION AND LIBRARIES, AND HEALTH AND WELLNESS THROUGH VARIOUS OUTREACH PROGRAMS.</Description1Txt>
        <Expenses1Amt>87675</Expenses1Amt>
      </SummaryOfDirectChrtblActyGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>1262459</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>65857</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>1328316</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>1328316</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>19925</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>1308391</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>65420</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>65420</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>1517</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>1517</TotalTaxAmt>
        <DistributableBeforeAdjAmt>63903</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>63903</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>63903</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>97180</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>97180</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>63903</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr4Amt>5078</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>100771</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>24872</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>32714</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>163435</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>97180</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>63903</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>33277</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>196712</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>196712</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>5078</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>100771</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>24872</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>32714</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>33277</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>MULTIPLE RECIPIENTS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 679</AddressLine1Txt>
            <CityNm>SUDBURY</CityNm>
            <StateAbbreviationCd>MA</StateAbbreviationCd>
            <ZIPCd>01776</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>I</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>SCHOLARSHIPS AND FELLOWSHIPS</GrantOrContributionPurposeTxt>
          <Amt>56766</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>56766</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DividendsAndInterestFromSecDtl>
          <RelatedOrExemptFunctionIncmAmt>46619</RelatedOrExemptFunctionIncmAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <RelatedOrExemptFunctionIncmAmt>74379</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <RelatedOrExemptFunctionIncmAmt>120998</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>120998</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>3</LineNumberTxt>
          <RelationshipStatementTxt>INTEREST INCOME - SAVINGS</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>4</LineNumberTxt>
          <RelationshipStatementTxt>INTEREST &amp; DIV INCOME</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>8</LineNumberTxt>
          <RelationshipStatementTxt>STOCK SALE</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <DepreciationSchedule documentId="RetDoc3">
      <DepreciationPropertyGrp>
        <PropertyDesc>FURNACE</PropertyDesc>
        <AcquiredDt>2012-02-25</AcquiredDt>
        <CostOrOtherBasisAmt>3500</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>2353</PriorYearDepreciationAmt>
        <ComputationMethodTxt>S/L</ComputationMethodTxt>
        <LifeRt>15.0000</LifeRt>
        <CurrentYearExpenseAmt>233</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>LAND</PropertyDesc>
        <AcquiredDt>1987-01-01</AcquiredDt>
        <CostOrOtherBasisAmt>5540</CostOrOtherBasisAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>BUILDING</PropertyDesc>
        <AcquiredDt>1987-01-01</AcquiredDt>
        <CostOrOtherBasisAmt>97266</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>87541</PriorYearDepreciationAmt>
        <ComputationMethodTxt>S/L</ComputationMethodTxt>
        <LifeRt>40.0000</LifeRt>
        <CurrentYearExpenseAmt>2432</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>BRICK WALKWAY</PropertyDesc>
        <AcquiredDt>2011-11-15</AcquiredDt>
        <CostOrOtherBasisAmt>10857</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>7540</PriorYearDepreciationAmt>
        <ComputationMethodTxt>S/L</ComputationMethodTxt>
        <LifeRt>15.0000</LifeRt>
        <CurrentYearExpenseAmt>724</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>DRIVEWAY</PropertyDesc>
        <AcquiredDt>2016-11-14</AcquiredDt>
        <CostOrOtherBasisAmt>4500</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>4500</PriorYearDepreciationAmt>
        <ComputationMethodTxt>S/L</ComputationMethodTxt>
        <LifeRt>15.0000</LifeRt>
      </DepreciationPropertyGrp>
      <DepreciationPropertyGrp>
        <PropertyDesc>PARKING LOT PROJECT</PropertyDesc>
        <AcquiredDt>2019-07-17</AcquiredDt>
        <CostOrOtherBasisAmt>16100</CostOrOtherBasisAmt>
        <PriorYearDepreciationAmt>2862</PriorYearDepreciationAmt>
        <ComputationMethodTxt>S/L</ComputationMethodTxt>
        <LifeRt>15.0000</LifeRt>
        <CurrentYearExpenseAmt>1074</CurrentYearExpenseAmt>
      </DepreciationPropertyGrp>
    </DepreciationSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc4">
      <InvestmentsCorporateStockGrp>
        <StockNm>MERRILL LYNCH SECURITIES</StockNm>
        <EOYBookValueAmt>438091</EOYBookValueAmt>
        <EOYFMVAmt>438091</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc5">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MUTUAL FUNDS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>530416</BookValueAmt>
        <EOYFMVAmt>530416</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MONEY MARKET</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>83290</BookValueAmt>
        <EOYFMVAmt>83290</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIXED INCOME</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>230363</BookValueAmt>
        <EOYFMVAmt>230363</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <LandEtcSchedule2 documentId="RetDoc6">
      <LandEtcGrp>
        <CostOrOtherBasisAmt>132223</CostOrOtherBasisAmt>
        <AccumulatedDepreciationAmt>109259</AccumulatedDepreciationAmt>
        <BookValueAmt>22964</BookValueAmt>
        <EOYFMVAmt>28504</EOYFMVAmt>
      </LandEtcGrp>
      <LandEtcGrp>
        <CostOrOtherBasisAmt>5540</CostOrOtherBasisAmt>
        <BookValueAmt>5540</BookValueAmt>
      </LandEtcGrp>
    </LandEtcSchedule2>
    <OtherDecreasesSchedule documentId="RetDoc7">
      <OtherDecreasesDetail>
        <Desc>UNREALIZED LOSS</Desc>
        <Amt>210786</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc8">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>DUES GFWC</Desc>
        <RevenueAndExpensesPerBooksAmt>17073</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>17073</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>JUNIOR MEMBERSHIP</Desc>
        <RevenueAndExpensesPerBooksAmt>13836</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>13836</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>FUNDRAISING</Desc>
        <RevenueAndExpensesPerBooksAmt>5026</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>5026</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INSURANCE</Desc>
        <RevenueAndExpensesPerBooksAmt>4479</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>4479</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc9">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>ADVISORY FEES</CategoryTxt>
        <Amt>11073</Amt>
        <NetInvestmentIncomeAmt>11073</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
      <OtherProfessionalFeesDetail>
        <CategoryTxt>ACCOUNTANT FEES</CategoryTxt>
        <Amt>6500</Amt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc10">
      <TaxesDetail>
        <CategoryTxt>OTHER TAXES</CategoryTxt>
        <Amt>770</Amt>
        <NetInvestmentIncomeAmt>770</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
