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      <InCareOfNm>% John Musnuff</InCareOfNm>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm referenceDocumentName="CompensationExplanation">Thomas Grouss MAI</PersonNm>
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      <OfficerDirectorTrusteeEmplGrp>
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        <FormAndLineReferenceDesc>Part I, line 16</FormAndLineReferenceDesc>
        <ExplanationTxt>| Other Expenses:, Amount:| Advertising &amp; Promo, $300| Advertising &amp; Promo, $2028| Information Tech, $473| Travel, $6729| Conferences Meetings, $40436| Administrative Fees, $3944| Education Expense, $35407| Donations, $1324|</ExplanationTxt>
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        <ExplanationTxt>| Explanation:, Amount:| Unrealized Gain, $15199|</ExplanationTxt>
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        <FormAndLineReferenceDesc>Part II, line 24</FormAndLineReferenceDesc>
        <ExplanationTxt>| Explanation:, BOYAmount:, EOYAmount:| Accounts Receivable, $7385, $15284|</ExplanationTxt>
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        <FormAndLineReferenceDesc>Part II, line 26</FormAndLineReferenceDesc>
        <ExplanationTxt>| Explanation:, BOYAmount:, EOYAmount:| Deferred Revenue, $19497, $18285| Accounts Payable, $957, $1783|</ExplanationTxt>
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