2024-10-31T13:50:25-07:00 2023-12-31 851541433 GEORGE R BRALY CPA & KAREN N HOUSE EA 20 BUSINESS PARK LOOP BOX 908 CARLSBORG WA 98324 990 2023-01-01 910461936 Strait-View Credit Union STRA 3604523883 PO Box 339 Port Angeles WA 98362 Lisa A Roening President 3604523883 2024-03-20 true true GEORGE R BRALY CPA P00546978 3606839033 2024-10-31 X 2023 2024-10-15 13:58:12Z Lisa A Roening PO Box 339 Port Angeles WA 98362 4807931 false X N/A X 1939 WA Operate credit union for mutual purposes and without profit. 12 0 15 12 0 0 0 3759977 4807931 0 0 3759977 4807931 0 125456 481872 1270778 1534964 0 0 1479846 1513072 2876080 3529908 883897 1278023 104371426 101367809 362783 1695627 104008643 99672182 Operate credit union for mutual purposes and without profit. false false Operate credit union for mutual purposes and without profit. false false false false false false false false false true false true true true false false false false false false false false false false false false false false true false true false false false false false false false false false false false false false true 0 0 true 15 true false false false false false false false false false false X 12 0 false false false false true true true true true false false false true true true false true false false false X Lisa A Roening 3604523883 220 South Lincoln St Port Angeles WA 98362 Lisa A Roening President/Board Treasurer 40.00 X X X 229828 0 9360 Lori Frederick Vice-President 40.00 X X 202151 0 7860 Corina Ruiz VP of Operations 40.00 X X 56243 0 480 Darryl Reetz Board Member 1.00 X 0 0 0 Fred Oakley Jr Board Member 1.00 X 0 0 0 Rebecca Montgomery Board Member 1.00 X 0 0 0 Nancy Green Supervisory 1.00 X 0 0 0 Alan Slind Board Chairman 1.00 X 0 0 0 Charles Lockhart Supervisory Chair 1.00 X 0 0 0 Larry Brisbin Board Member 1.00 X 0 0 0 Mike Reetz Board Vice Chairman 1.00 X 0 0 0 Raedyn Tait Supervisory 1.00 X 0 0 0 488222 0 17700 2 false true false Interest on Loans 522200 4173950 0 0 Fee Income 522100 158873 0 0 Other Operating Income 525990 475108 0 0 4807931 4807931 4807931 0 0 481872 0 1318322 0 0 0 124832 0 0 0 91810 0 0 0 2487 0 0 0 1585 0 0 0 171151 0 0 0 79508 0 0 0 57623 0 0 0 244594 0 0 0 36364 0 0 0 135080 0 0 0 784680 0 0 0 3529908 0 0 0 792334 581339 49711133 44683584 998824 1206830 41132709 43825524 281911 244399 2414441 1094363 921786 1320078 9749000 7538000 783729 1968055 104371426 101367809 347063 1623204 15720 72423 362783 1695627 X 104008643 99672182 104008643 99672182 104371426 101367809 X 1278023 -5614484 X false false false 0 467774 467774 782540 543008 239532 52785 7567 45218 1111342 543788 567554 1320078 Deposits in Commercial Banks 7538000 C 7538000 Catalyst Perpetual Cont Capital 70582 Bill Pay Clearing 0 Inv NCUA Share Ins Cap Fund 867201 Total Accrued Income 166692 FISERV Settlement Dep 128000 FISERV Real Time Debit Cards 0 FISERV Real Time VISA 0 Defined Benefit Plan Pension Asset 243996 Int Purch UST Bonds 182223 Discounts on Investments 515724 Amortization -27690 Allowance for Losses Investments -206812 Mortgage Loans in Progress 28139 1968055 Accrued Dividends & Interest Payable 72423 72423 false false false Lisa A Roening 150000 0 79828 0 0 0 55326 0 18536 0 303690 0 0 0 Lori Frederick 125000 0 77151 0 0 0 48290 0 9598 0 260039 0 0 0 Fred Oakley Jr Board Mbr Visa X 10500 743 false true true Nancy Green Board Mbr Visa X 12000 1415 false true true Nancy Green Board Mbr 15 Chev X 16331 0 false true true Alan Slind Board Mbr Visa X 8000 534 false true true Lori Frederick VP Van Loan X 52517 0 false true true Lori Frederick VP Prk Model X 61288 42938 false true true Lori Frederick VP VISA X 8000 0 false true true Lori Frederick VP VISA X 8000 0 false true true Lori Frederick VP Mortgage X 134316 120733 false true true Larry Brisbin Board Mbr Mortgage X 43000 20720 false true true Chuck Lockhart Board Mbr VISA X 30000 29844 false true true Chuck Lockhart Board Mbr Mortgage X 260000 245447 false true true Becky Montgomery Board Mbr VISA X 3000 74 false true true Darrel Reetz Board Mbr VISA X 5300 496 false true true Lori Frederick VP 15 Dodge X 25213 7630 false true true Lisa Roening President Mortgage X 185000 173632 false true true Alan Slind Board Mbr 19 Nissan X 27197 5495 false true true Lisa Roening President Mortgage X 85000 69815 false true true Lori Frederick VP 2022 BMW X 90326 75634 false true true Lori Frederick VP Mortgage X 98946 89536 false true true Chuck Lockhart Board Mbr 15 Traverse X 41117 40821 false true true Corina Ruiz VP Operations Mortgage X 288000 281323 false true true 1206830 Pt VI, Line 6 Members Pt VI, Line 7a Members of the credit union annualy elect three members to serve on the board of directors. Pt VI, Line 7b Decisions regarding mergers and charter changes are subject to approval by a majority of members. Pt VI, Line 8a The governing body contemporaneously documented its meetings. Pt VI, Line 8b Each committee contemporaneously documented its meetings. Pt VI, Line 12c Periodic reviews shall be conducted. The periodic review shall, at a minimum, include the following subjects: Whether compensation arrangements and benefits are reasonable; Whether or not they have violated the ethics policy; Whether or not they have violated the oath of office. The Supervisory Committee meets at least a minimum of nine times a year doing audits; review of employee account activity, investment accounts, loans, file maintenance changes, cash accounts, payroll & payroll reports, and regulatory and CPA reports. Pt VI, Line 19 The organization will make its governing documents, conflict of interest policy, and financial statements available to the public upon request, for review at the office of the organization. Pt XI Other changes in net assets and fund balances. Pt VI, Line 11b No review was conducted or will be conducted. Form 990, Part IX, Line 24e Bank Service Charges 68397. Form 990, Part IX, Line 24e Bond Coverage 32148. Form 990, Part IX, Line 24e Cash Short/Over 9333. Form 990, Part IX, Line 24e Chapter League Dues 28529. Form 990, Part IX, Line 24e Charged-Off Drafts 7301. Form 990, Part IX, Line 24e CUHMS Fees 22561. Form 990, Part IX, Line 24e Educational Promotion 4775. Form 990, Part IX, Line 24e Exp Annual Meeting 0. Form 990, Part IX, Line 24e Exp Bill Pay Form 990, Part IX, Line 24e Exp Board Meeting 1392. Form 990, Part IX, Line 24e Exp Collection 6354. Form 990, Part IX, Line 24e Exp Credit Reports 8065. Form 990, Part IX, Line 24e Exp Recording Fees 1593. Form 990, Part IX, Line 24e FIS Debit/Credit Card Exp 316727. Form 990, Part IX, Line 24e Fraudulent Check Exp 0. Form 990, Part IX, Line 24e Furn Fixture Repair Form 990, Part IX, Line 24e IT Support/Services 60480. Form 990, Part IX, Line 24e Loan Servicing 409. Form 990, Part IX, Line 24e Loss on Disposition Form 990, Part IX, Line 24e Miscellaneous 8476. Form 990, Part IX, Line 24e NSF Check Return Exp 2293. Form 990, Part IX, Line 24e Office Operations 255. Form 990, Part IX, Line 24e OREO Collection 0. Form 990, Part IX, Line 24e Plumbing Exp 2482. Form 990, Part IX, Line 24e Postage Expense 19847. Form 990, Part IX, Line 24e Processor Expense Form 990, Part IX, Line 24e Provision for Loan Losses 29150. Form 990, Part IX, Line 24e Sales Tax Expense Form 990, Part IX, Line 24e Statement Processing 48754. Form 990, Part IX, Line 24e Supervision Exam Fees 19490. Form 990, Part IX, Line 24e Telephone Expense 19925. Form 990, Part IX, Line 24e Travel & Conference Exp 35814. Form 990, Part IX, Line 24e UChoose Rewards Mileage 26413. Form 990, Part IX, Line 24e VISA Fraud Exp Acct 3717.