2024-10-09T15:45:21+00:00 2023-12-31 440160260 Forvis Mazars LLP 250 E 200 S Suite 1200 Salt Lake City UT 84111 990 2023-01-01 841839113 American Association of Consumer Credit Professionals Inc AMER 8019945091 1800 M Street NW Suite 400 S Washington DC 20036 John Heath President 8019945091 2024-10-09 true true X Adam R Smith P00958966 8015319100 2024-10-09 2023 2024-10-15 13:58:12Z X John Heath 1800 M Street NW Suite 400 S Washington DC 20036 889956 false X AACCP.ORG X 2019 DC TO ADVANCE ITS MEMBERS' COMMON BUSINESS INTEREST IN THE CONSUMER CREDIT INDUSTRY INCLUDING BY PROMOTING A SUSTAINABLE CREDIT REPAIR MARKETPLACE & FAIR CREDIT REPORTING SYSTEM. 7 7 0 7 0 0 0 1132500 888880 939 241 137 1132741 889956 0 0 0 0 0 973643 627596 973643 627596 159098 262360 333215 615981 0 20406 333215 595575 TO ADVANCE ITS MEMBERS' COMMON BUSINESS INTEREST IN THE CONSUMER CREDIT INDUSTRY, INCLUDING BY PROMOTING A SUSTAINABLE CREDIT REPAIR BUSINESS MARKETPLACE AND A FAIR CREDIT REPORTING SYSTEM. false false DEVELOP RESEARCH, EDUCATIONAL, AND ADVOCACY MATERIALS FOR LEGISLATORS, REGULATORS, THE MEMBERS, AND THE PUBLIC ON INDUSTRY SUBJECTS, INCLUDING BUT NOT LIMITED TO: (1) THE ESSENTIAL ROLE OF THE CONSUMER CREDIT REPAIR INDUSTRY IN THE FINANCIAL AND SOCIAL FABRIC OF AMERICA, (2) THE FINANCIAL AND SOCIAL IMPACT OF CREDIT SCORES AND ACCESS TO CREDIT (3) THE EFFECT ON THE CONSUMER CREDIT INDUSTRY AND ITS CUSTOMERS OF CURRENT AND PROPOSED POLICY POSITIONS, LAWS, REGULATIONS, AND RULES, (4) INDUSTRY BILLING AND FEE PRACTICES THAT ARE FAIR TO BOTH THE BUSINESSES THAT PROVIDE CONSUMER CREDIT REPAIR SERVICES AND THE CONSUMERS OF THOSE SERVICES; AND (5) THE INTEGRITY OF THE CONSUMER CREDIT INDUSTRY. DEVELOP PUBLIC RELATIONS CONTENT AND MULTI-MEDIA PLATFORMS, INCLUDING INTERNET AND SOCIAL MEDIA PLATFORMS, TO CREATE EXPOSURE AND INCREASE SUPPORT FOR THE ORGANIZATION'S RESEARCH AND EDUCATION ACTIVITIES, ADVOCACY INITIATIVES, AND POSITIONS TO ADDRESS AND IMPROVE BUSINESS CONDITIONS IN THE CONSUMER CREDIT INDUSTRY. ADVOCATE FOR THE MEMBERS' COMMON BUSINESS INTERESTS THROUGH ORAL AND WRITTEN LOBBYING AND NON-LOBBYING COMMUNICATIONS TO, AND MEETINGS WITH, LEGISLATORS, REGULATORS, OTHER POLICY MAKERS, AND THEIR RESPECTIVE REPRESENTATIVES REGARDING THE BUSINESS NEEDS AND INTERESTS OF THE CONSUMER CREDIT INDUSTRY. SUBMIT COMMENTS AND OTHER FEEDBACK TO THOSE PARTIES ON CURRENT AND FUTURE POLICY POSITIONS, LAWS, REGULATIONS, AND RULES. CREATE, UPDATE AND MAINTAIN STANDARDS OF CONDUCT FOR THE INDUSTRY. ENGAGE WITH MEMBER AND OTHERS IN THE INDUSTRY TO LEARN THEIR NEEDS AND EDUCATE THEM ON THE ORGANIZATION'S WORK. SUBMIT COMMENTS AND OTHER FEEDBACK TO THOSE PARTIES ON CURRENT AND FUTURE POLICY POSITIONS, LAWS, REGULATIONS, AND RULES, INCLUDING DEVELOPMENT OF BILL TEXT TO CORRECT A LOOPHOLE IN THE FEDERAL FAIR CREDIT REPORT ACT. 0 false false false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 0 0 0 false false false false false false false false X 7 7 false true false false true true true true false false false true true true true true true false false false DC UT X Jennifer McCadden 2029084331 1800 M Street NW Suite 400S Washington DC 20036 X Eric M Kamerath Director And Secretary/Treasurer 10.0 0.0 X X 0 0 0 John Heath President 2.0 0.0 X X 0 0 0 Mike Devico Vice President 2.0 0.0 X X 0 0 0 Andre Chapple Director 1.0 0.0 X 0 0 0 Matt Liistro Director 1.0 0.0 X 0 0 0 Robby Birnbaum Director 1.0 0.0 X 0 0 0 Steve Reger Director 1.0 0.0 X 0 0 0 Jennifer McCadden Executive Director 20.0 0.0 X 0 0 0 0 0 0 0 false false false NP Consulting 1100 G St NW Suite 750 Washington DC 20005 Public Relations 688610 Association Management Strategies Inc 1800 M Street NW Suite 400 S Washington DC 20036 Management Services 220000 2 0 Membership Dues 813910 888880 888880 0 0 0 0 888880 939 939 0 0 0 0 Miscellaneous Revenue 999999 137 137 0 0 0 0 137 889956 888880 0 1076 X 220000 63593 4510 202217 132329 338 793 Bad Debt 2500 Bank Charges & Fees 1181 Meals 135 0 627596 330715 249000 363481 2500 2500 0 0 0 0 1000 0 0 0 0 0 0 0 0 333215 615981 20406 0 0 0 0 0 20406 X 333215 595575 333215 595575 333215 615981 262360 0 X false false false false false false 888880 202217 0 202217 205331 0 -3114 Form 990, Part VI, Line 3 Delegation of management duties The organization engaged Association Management Strategies (AMS) for association management support, including: *providing a headquarters office, *overseeing accounting and finance, *membership support *creating and managing a certification program, *executive director services Form 990, Part VI, Line 6 Classes of members or stockholders DESCRIPTION OF MEMBERS: THE ORGANIZATION HAS TWO CLASSES OF MEMBERS: FOUNDING MEMBERS AND ACTION MEMBERS. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body MEMBERS WITH POWER TO APPOINT THE GOVERNING BODY: THE ORGANIZATION HAS TWO CLASSES OF MEMBERS: FOUNDING MEMBERS AND ACTION MEMBERS. THE MEMBERS VOTE TO ELECT THE BOARD OF DIRECTORS (THE GOVERNING BODY). EACH MEMBER HAS ONE VOTE IN AN ELECTION TO FILL A DIRECTOR POSITION. Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders GOVERNANCE DECISIONS SUBJECT TO MEMBER APPROVAL: THE FOUNDING MEMBER CLASS HAS THE RIGHT TO: (1) AMEND THE ORGANIZATION'S ARTICLES OF INCORPORATION; (2) EXERCISE OVERSIGHT APPROVAL OR REJECTION OF: CONSOLIDATION/MERGER/SUBSTANTIAL SALE, LEASE, OR EXCHANGE OF ASSETS OF THE ORGANIZATION, BORROWING MONEY/CREATING LIENS/GUARANTEEING DEBTS, DISSOLUTION, ANY CHANGES THAT WOULD PREVENT THE ORGANIZATION FROM QUALIFYING AS TAX-EXEMPT UNDER CODE SECTION 501(C)(6), AND THE ELECTION OF DIRECTORS; AND (3) AMEND A BYLAWS PROVISION THAT AFFECTS THE RIGHT OF THE FOUNDING MEMBER CLASS, NOMINATE AND ELECT FOUNDING MEMBERS, REMOVE FOUNDING MEMBERS, AND ESTABLISH FOUNDING MEMBERS DUES. Form 990, Part VI, Line 8b Documentation of meetings held by committees of governing body COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF GOVERNING BODY: THE ORGANIZATION HAD/HAS NO COMMITTEE WITH AUTHORITY TO ACT ON BEHALF OF THE BOARD OF DIRECTORS. IF THERE WERE ANY SUCH COMMITTEE, THEN YES, MINUTES OR UNANIMOUS WRITTEN CONSENTS WOULD CONTEMPORANEOUSLY DOCUMENT SUCH A COMMITTEE'S MEETING/ACTIONS. Form 990, Part VI, Line 11b Review of form 990 by governing body REVIEW PROCESS FOR FORM 990: THE FORM 990 IS PRESENTED TO THE BOARD FOR THEIR REVIEW AND APPROVAL BEFORE FILING. Form 990, Part VI, Line 12c Conflict of interest policy CONFLICT OF INTEREST POLICY: ALL DIRECTORS ANNUALLY REVIEW THE CONFLICT OF INTEREST POLICY AND COMPLETE WRITTEN STATEMENTS ACKNOWLEDGING THEY HAVE READ THE POLICY AND AGREE TO COMPLY WITH IT. NEW DIRECTORS GO THROUGH THE SAME PROCESS IMMEDIATELY UPON JOINING THE BOARD. IF A POTENTIAL CONFLICT OF INTEREST IS IDENTIFIED, IT IS DISCLOSED TO THE BOARD OF DIRECTORS AND THE PERSON WITH A POTENTIAL CONFLICT WILL THEN RECUSE THEMSELVES FROM THE DECISION MAKING PROCESS WHILE THE INDEPENDENT MEMBERS OF THE BOARD DISCUSS THE POTENTIAL CONFLICT AND VOTE TO DETERMINE WHETHER THE TRANSACTION IS IN THE BEST INTEREST OF THE ORGANIZATION AND IF THE ORGANIZATION SHOULD ENTER INTO THE TRANSACTION OR ARRANGEMENT . Form 990, Part VI, Line 19 Required documents available to the public GOVERNING DOCUMENTS: THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON REQUEST. Form 990, Part IX, Line 11g Other Fees Public Relations & Messaging - Total Expense: 110030, Program Service Expense: , Management and General Expenses: , Fundraising Expenses: ; Government Relations - Total Expense: 22299, Program Service Expense: , Management and General Expenses: , Fundraising Expenses: ;