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        <PersonNm>TRICIA BERRY</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>DAVE WILLIAMS</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>BRENDAN D'ISERNIA</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>ARTHUR CULLEN</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>PATRICK CHAPIN</PersonNm>
        <TitleTxt>CEO/PRESIDEN</TitleTxt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <TotalReportableCompFromOrgAmt>152027</TotalReportableCompFromOrgAmt>
      <IndivRcvdGreaterThan100KCnt>1</IndivRcvdGreaterThan100KCnt>
      <FormerOfcrEmployeesListedInd>false</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>true</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>false</CompensationFromOtherSrcsInd>
      <MembershipDuesAmt>535979</MembershipDuesAmt>
      <TotalContributionsAmt>535979</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>COMMUNICATIONS</Desc>
        <BusinessCd>511140</BusinessCd>
        <TotalRevenueColumnAmt>127798</TotalRevenueColumnAmt>
        <UnrelatedBusinessRevenueAmt>127798</UnrelatedBusinessRevenueAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>GOVERNMENT AFFAIRS</Desc>
        <TotalRevenueColumnAmt>39976</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>39976</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>ECONOMIC DEVELOPMENT ALLIANCE</Desc>
        <TotalRevenueColumnAmt>35000</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>35000</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalProgramServiceRevenueAmt>202774</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>33950</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>33950</RelatedOrExemptFuncIncomeAmt>
      </InvestmentIncomeGrp>
      <FundraisingGrossIncomeAmt>274738</FundraisingGrossIncomeAmt>
      <FundraisingDirectExpensesAmt>112367</FundraisingDirectExpensesAmt>
      <NetIncmFromFundraisingEvtGrp>
        <TotalRevenueColumnAmt>162371</TotalRevenueColumnAmt>
      </NetIncmFromFundraisingEvtGrp>
      <OtherRevenueMiscGrp>
        <Desc>MISCELLANEOUS</Desc>
        <TotalRevenueColumnAmt>26086</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>26086</RelatedOrExemptFuncIncomeAmt>
      </OtherRevenueMiscGrp>
      <OtherRevenueTotalAmt>26086</OtherRevenueTotalAmt>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>961160</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>135012</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>127798</UnrelatedBusinessRevenueAmt>
      </TotalRevenueGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>152027</TotalAmt>
        <ManagementAndGeneralAmt>152027</ManagementAndGeneralAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>418773</TotalAmt>
        <ProgramServicesAmt>191082</ProgramServicesAmt>
        <ManagementAndGeneralAmt>152250</ManagementAndGeneralAmt>
        <FundraisingAmt>75441</FundraisingAmt>
      </OtherSalariesAndWagesGrp>
      <PensionPlanContributionsGrp>
        <TotalAmt>44848</TotalAmt>
        <ProgramServicesAmt>9905</ProgramServicesAmt>
        <ManagementAndGeneralAmt>28101</ManagementAndGeneralAmt>
        <FundraisingAmt>6842</FundraisingAmt>
      </PensionPlanContributionsGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>6350</TotalAmt>
        <ProgramServicesAmt>3810</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1270</ManagementAndGeneralAmt>
        <FundraisingAmt>1270</FundraisingAmt>
      </FeesForServicesAccountingGrp>
      <AdvertisingGrp>
        <TotalAmt>35000</TotalAmt>
        <ProgramServicesAmt>35000</ProgramServicesAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>16308</TotalAmt>
        <ProgramServicesAmt>11131</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2146</ManagementAndGeneralAmt>
        <FundraisingAmt>3031</FundraisingAmt>
      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
        <TotalAmt>1457</TotalAmt>
        <ProgramServicesAmt>1457</ProgramServicesAmt>
      </InformationTechnologyGrp>
      <OccupancyGrp>
        <TotalAmt>54323</TotalAmt>
        <ProgramServicesAmt>32644</ProgramServicesAmt>
        <ManagementAndGeneralAmt>10815</ManagementAndGeneralAmt>
        <FundraisingAmt>10864</FundraisingAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>11144</TotalAmt>
        <ProgramServicesAmt>2181</ProgramServicesAmt>
        <ManagementAndGeneralAmt>7850</ManagementAndGeneralAmt>
        <FundraisingAmt>1113</FundraisingAmt>
      </TravelGrp>
      <ConferencesMeetingsGrp>
        <TotalAmt>6764</TotalAmt>
        <ProgramServicesAmt>4604</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2084</ManagementAndGeneralAmt>
        <FundraisingAmt>76</FundraisingAmt>
      </ConferencesMeetingsGrp>
      <DepreciationDepletionGrp>
        <TotalAmt>12730</TotalAmt>
        <ProgramServicesAmt>7638</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2546</ManagementAndGeneralAmt>
        <FundraisingAmt>2546</FundraisingAmt>
      </DepreciationDepletionGrp>
      <InsuranceGrp>
        <TotalAmt>66794</TotalAmt>
        <ProgramServicesAmt>30481</ProgramServicesAmt>
        <ManagementAndGeneralAmt>25324</ManagementAndGeneralAmt>
        <FundraisingAmt>10989</FundraisingAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>COGS - PUBLICATIONS</Desc>
        <TotalAmt>56042</TotalAmt>
        <ProgramServicesAmt>56042</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>MAC FUNCTIONS</Desc>
        <TotalAmt>36952</TotalAmt>
        <ProgramServicesAmt>36952</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>CONTRIBUTIONS TO EDA</Desc>
        <TotalAmt>10000</TotalAmt>
        <ProgramServicesAmt>10000</ProgramServicesAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>DUES AND SUBSCRIPTIONS</Desc>
        <TotalAmt>5610</TotalAmt>
        <ProgramServicesAmt>3296</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1142</ManagementAndGeneralAmt>
        <FundraisingAmt>1172</FundraisingAmt>
      </OtherExpensesGrp>
      <AllOtherExpensesGrp>
        <TotalAmt>6922</TotalAmt>
        <ProgramServicesAmt>1828</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2057</ManagementAndGeneralAmt>
        <FundraisingAmt>3037</FundraisingAmt>
      </AllOtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>942044</TotalAmt>
        <ProgramServicesAmt>438051</ProgramServicesAmt>
        <ManagementAndGeneralAmt>387612</ManagementAndGeneralAmt>
        <FundraisingAmt>116381</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>845450</BOYAmt>
        <EOYAmt>782454</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <EOYAmt>154624</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <AccountsReceivableGrp>
        <BOYAmt>1997</BOYAmt>
        <EOYAmt>645</EOYAmt>
      </AccountsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>330000</BOYAmt>
        <EOYAmt>320000</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>8425</BOYAmt>
        <EOYAmt>9810</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>566646</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>181179</LandBldgEquipAccumDeprecAmt>
      <LandBldgEquipBasisNetGrp>
        <BOYAmt>398196</BOYAmt>
        <EOYAmt>385467</EOYAmt>
      </LandBldgEquipBasisNetGrp>
      <TotalAssetsGrp>
        <BOYAmt>1584068</BOYAmt>
        <EOYAmt>1653000</EOYAmt>
      </TotalAssetsGrp>
      <DeferredRevenueGrp>
        <BOYAmt>48574</BOYAmt>
        <EOYAmt>98390</EOYAmt>
      </DeferredRevenueGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>48574</BOYAmt>
        <EOYAmt>98390</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>1034986</BOYAmt>
        <EOYAmt>1037395</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>500508</BOYAmt>
        <EOYAmt>517215</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>1535494</BOYAmt>
        <EOYAmt>1554610</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>1584068</BOYAmt>
        <EOYAmt>1653000</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>19116</ReconcilationRevenueExpnssAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>true</AccountantCompileOrReviewInd>
      <AcctCompileOrReviewBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </AcctCompileOrReviewBasisGrp>
      <FSAuditedInd>false</FSAuditedInd>
      <AuditCommitteeInd>true</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleC documentId="RetDoc3">
      <SubstantiallyAllDuesNondedInd>false</SubstantiallyAllDuesNondedInd>
      <OnlyInHouseLobbyingInd>true</OnlyInHouseLobbyingInd>
      <AgreeCarryoverPriorYearInd>false</AgreeCarryoverPriorYearInd>
    </IRS990ScheduleC>
    <IRS990ScheduleD documentId="RetDoc4">
      <LandGrp>
        <OtherCostOrOtherBasisAmt>28511</OtherCostOrOtherBasisAmt>
        <BookValueAmt>28511</BookValueAmt>
      </LandGrp>
      <BuildingsGrp>
        <OtherCostOrOtherBasisAmt>499957</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>144219</DepreciationAmt>
        <BookValueAmt>355738</BookValueAmt>
      </BuildingsGrp>
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>35369</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>34151</DepreciationAmt>
        <BookValueAmt>1218</BookValueAmt>
      </EquipmentGrp>
      <OtherLandBuildingsGrp>
        <OtherCostOrOtherBasisAmt>2809</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>2809</DepreciationAmt>
      </OtherLandBuildingsGrp>
      <TotalBookValueLandBuildingsAmt>385467</TotalBookValueLandBuildingsAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="RetDoc5">
      <FundraisingEventInformationGrp>
        <Event1Nm>BUSINESS AFTER</Event1Nm>
        <GrossReceiptsEvent1Amt>12838</GrossReceiptsEvent1Amt>
        <GrossRevenueEvent1Amt>12838</GrossRevenueEvent1Amt>
        <OtherDirectExpensesEvent1Amt>2394</OtherDirectExpensesEvent1Amt>
        <Event2Nm>ANNUAL DINNER</Event2Nm>
        <GrossReceiptsEvent2Amt>126084</GrossReceiptsEvent2Amt>
        <GrossRevenueEvent2Amt>126084</GrossRevenueEvent2Amt>
        <OtherDirectExpensesEvent2Amt>65551</OtherDirectExpensesEvent2Amt>
        <OtherEventsTotalCnt>4</OtherEventsTotalCnt>
        <GrossReceiptsOtherEventsAmt>135400</GrossReceiptsOtherEventsAmt>
        <GrossRevenueOtherEventsAmt>135400</GrossRevenueOtherEventsAmt>
        <OthDirectExpnssOtherEventsAmt>44422</OthDirectExpnssOtherEventsAmt>
        <GrossReceiptsTotalAmt>274322</GrossReceiptsTotalAmt>
        <GrossRevenueTotalEventsAmt>274322</GrossRevenueTotalEventsAmt>
        <OthDirectExpnssTotalEventsAmt>112367</OthDirectExpnssTotalEventsAmt>
        <DirectExpenseSummaryEventsAmt>112367</DirectExpenseSummaryEventsAmt>
        <NetIncomeSummaryAmt>161955</NetIncomeSummaryAmt>
      </FundraisingEventInformationGrp>
    </IRS990ScheduleG>
    <IRS990ScheduleJ documentId="RetDoc6">
      <BoardOrCommitteeApprovalInd>X</BoardOrCommitteeApprovalInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>CAROL ROBERTS</PersonNm>
        <TitleTxt>CEO/PRESIDENT</TitleTxt>
        <BaseCompensationFilingOrgAmt>152027</BaseCompensationFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>152027</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="RetDoc7">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990</FormAndLineReferenceDesc>
        <ExplanationTxt>PAYROLL LEASING COMPANY: THE ORGANIZATION OUTSOURCES ALL PAYROLL FUNCTIONS TO A LEASING COMPANY, LANDRUM HR. ALL PAYROLL EXPENSES ARE PRESENTED ON PART IX - FUNCTIONAL EXPENSES OF FORM 990 BY NATURE OF EXPENSE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>SHARE THE FUTURE: TO FUND THE EXPANSION OF EXISTING BUSINESS ENTERPRISES IN BAY COUNTY. ECONOMIC DEVELOPMENT ALLIANCE: THE ECONOMIC DEVELOPMENT ALLIANCE IS A PROGRAM DEDICATED TO CREATING NEW QUALITY JOBS WHICH INCREASE THE WEALTH IN THE COMMUNITY WHILE SUSTAINING AND GROWING THE EXISTING ECONOMIC BASE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE TAX FORM 990 IS PRESENTED BY THE CERTIFIED PUBLIC ACCOUNTING FIRM TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS REVIEWS THE RETURN AND VOTES TO APPROVE IT. ONCE APPROVED, THE RETURN IS FILED WITH THE IRS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE PRESIDENT/CEO AND/OR VICE PRESIDENT OF FINANCE APPROVES ALL PURCHASES OF PRODUCTS, SERVICES AND ANY CONTRACTUAL AGREEMENTS. IF A CONFLICT OF INTEREST IS DISCOVERED, THE SUBJECT PURCHASE OR AGREEMENT IS NOT APPROVED OR CONSIDERED NULL AND VOID.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>COMPENSATION FOR THE CEO: THE CHAMBER'S EXECUTIVE BOARD COMMITTEE DETERMINES THE CEO'S SALARY BASED ON THE GOALS SET AND ACHIEVED IN THE PREVIOUS YEAR. THE SAME METHOD OF GOALS SET AND ACHIEVED IS USED IN INCREASING SALARIES FROM PREVIOUS YEAR.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>COMPENSATION FOR OTHER EMPLOYEES IS DETERMINED BY THE CEO. THE SAME METHOD OF GOALS SET AND ACHIEVED IS USED IN INCREASING SALARIES FROM PREVIOUS YEAR.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CHAMBER MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>