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        <FormAndLineReferenceDesc>Pt I Line 2</FormAndLineReferenceDesc>
        <ExplanationTxt>FOI provides educational scholarships for needy students. All may apply with required documentation, but the awards are determined by a multi-member, independent committee that uses consistent evaluation criteria. Preference is generally given to students in developing nations. Potential recipients are vetted by references, including those from local Church Pastors where possible. Funds use are monitored by the committee based on reports from the students.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>Per Article VI of the conflict policy: periodic reviews.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>By interview at the annual board meeting</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15a</FormAndLineReferenceDesc>
        <ExplanationTxt>Minimal compensation paid, but the policy requires appropriate review.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 15b</FormAndLineReferenceDesc>
        <ExplanationTxt>Minimal compensation paid, but the policy requires appropriate review.</ExplanationTxt>
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      <SupplementalInformationDetail>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Pt VI, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Documents available upon request.</ExplanationTxt>
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        <FormAndLineReferenceDesc>Pt III, Line 2</FormAndLineReferenceDesc>
        <ExplanationTxt>Upon board approval, FOI initiated a new project to fund the construction of water wells in remote African communities to provide clean water for residents and neighbors.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>Hilltop Outreach Program where participants can apply for and 27579. 20819. 0.</ExplanationTxt>
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