2024-05-14T11:01:29-05:00 2023-12-31 990 2023-01-01 746064175 COWLES RUTH & ANDREW CHAR F0108601 COWL 2102204623 P O BOX 2950 TAX DEPT FLOOR 5 SAN ANTONIO TX 782992950 FROST BANK TRUSTEE 2102204623 2024-05-10 true 2023 2023-04-26 12:10:37Z DEBBIE BROEMSEN 111 W HOUSTON SAN ANTONIO TX 78205 7379133 false X N/A X 1967 TX FOR PURPOSES OF FORM 990, THE ORGANIZATION WILL REFER TO FROST BANK, THE INSTITUTIONAL TRUSTEE OF THIS CHARITABLE TRUST. FROST BANK CARRIES OUT THE INTENT AND DIRECTIONS PROVIDED IN THE GOVERNING DOCUMENT OF THE TRUST. THIS TRUST WAS CREATED UNDER THE WILL OF RUTH COWLES & WILL OF ANDREW COWLES TO BENEFIT THREE NAMED CHARITABLE ORGANIZATIONS. THE BENEFICIARIES ALL QUALIFYAS 501(c)3 ORGANIZATIONS. 0 0 0 0 0 0 0 885337 1441661 1296529 1288218 2181866 2729879 1008976 1658867 0 167234 161727 0 0 11168 8215 1187378 1828809 994488 901070 20895042 21796112 0 0 20895042 21796112 X FOR PURPOSES OF FORM 990, THE ORGANIZATION WILL REFER TO FROST BANK, THE INSTITUTIONAL TRUSTEE OF THIS CHARITABLE TRUST. FROST BANK CARRIES OUT THE INTENT AND DIRECTIONS PROVIDED IN THE GOVERNING DOCUMENT OF THE TRUST. THIS TRUST WAS CREATED UNDER THE WILL OF RUTH COWLES & WILL OF ANDREW COWLES TO BENEFIT THREE NAMED CHARITABLE ORGANIZATIONS. THE BENEFICIARIES ALL QUALIFYAS 501(c)3 ORGANIZATIONS. false false 1443215 1443215 TRINITY UNIVERSITY 165887 165887 MADISON SQUARE PRESBYTERIAN CHURCH 49766 49766 UNITED WAY OF SAN ANTONIO 1658868 true false false false false false false false false true true true false false false false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false true X 0 0 true 0 false false false false false false false false false false false false false X 0 0 false false false false false false false true true false false true true true true true true false false false X FROST BANK FROST WEALTH ADVISOR 2102204623 111 W HOUSTON ST SAN ANTONIO TX 78205 DEBBIE BROEMSEN TRUSTEE 40.0 X 161727 0 0 161727 0 0 1 false false false 674785 674785 12230 12230 1418072 142084 1275988 1275988 1275988 5274046 4507170 766876 766876 766876 2729879 2729879 1658867 1658867 161727 80864 80863 5350 2675 2675 ROYALTY EXPENSES 2865 2865 1828809 1745271 83538 0 957 0 669631 1215505 1288156 1288156 1288156 18900780 19259978 2 2 35516 32471 20895042 21796112 0 0 X 20895042 21796112 20895042 21796112 20895042 21796112 901070 X false false false X X 3 MADISON SQ PRESB CHURCH 741109663 1 true 165887 0 TRINITY UNIVERSITY 741109633 5 true 1443215 0 UNITED WAY OF SAN ANTONIO 741272381 10 true 49766 0 3 1658868 0 true false false false false false false false false false false false false false false true false false 0 0 1864167 2105088 1864167 2105088 0 209375 230662 86291 85713 1568501 1788713 21823001 21255518 864961 1203826 18272952 18954608 40960914 41413952 0 0 40960914 41413952 614414 621209 40346500 40792743 1412128 1427746 0 1412128 1427746 1568501 1333226 1412128 1412128 0 1412128 1658867 0 85713 0 0 0 1744580 4137076 1412128 1.0 1412128 0 0 0 0 0 794138 794138 0 794138 0 0 1744580 0 617990 1126590 0 0 1126590 0 0 0 0 1126590 20895039 2871966 1658867 312026 21796112 19900552 2299130 1008976 295667 20895039 20184292 2673606 2607335 350011 19900552 20034809 1016306 589494 277330 20184292 19389104 2683615 740731 282920 20034809 1.00000 false false 1288156 1288156 1288156 KERENS COOP PFD 1 C OSO COOP GIN CO PFD 1 C 2 MINERAL INTEREST 8323 MISCELLANEOUS ASSETS 3143 HARRELL; WILLIAM SCOTT 21005 32471 EXPLANATION FOR SCHEDULE D, PART V, LINE 4 THE TRUST WAS CREATED UNDER THE WILL OF RUTH COWLES AND WILL OF ANDRES COWLES TO BENEFIT THREE NAMED CHARITABLE ORGINIZATIONS. THE BENEFICIARIES ALL QUALIFED AS 501(C)3 ORGINIZATIONS. true MADISON SQUARE PRESBYTERIAN CHURCH 319 CAMDEN STREET SAN ANTONIO TX 78215 741109663 165887 FUNDS TO BE USED EXCLUSIVELY FOR RELIGIOUS, CHARTIABLE, SCIENTIFIC, LITERARY OR EDUCATIONAL PURPOSES. TRINITY UNIVERSITY ONE TRINITY PLACE SAN ANTONIO TX 782127200 741109633 1443215 FUNDS TO THE USED FOR RELIGIOUS, CHARITABLE, SCIENTIFIC, LITERARY OR EDUCATIONAL PURPOSES. UNITED WAY OF SAN ANTONIO P O BOX 898 SAN ANTONIO TX 78293 741272381 49766 FUNDS TO BE USED FOR RELIGIOUS, CHARITABLE, SCIENTIFIC, LITERARY, OR EDUCATIONAL PURPOSES. EXPLANATION FOR FORM 990, SCHEDULE I, PART 1, LINE 2 THE TRUSTEE MEETS AT LEAST ANNUALLY WITH THE BENEFICIARY TO DISCUSS DISTRIBUTIONS, INVESTMENT POLICIES, AND OTHER ITEMS THAT IMPACT THE TRUST. THE BENEFICIARIES ARE ALL PUBLIC CHARITIES IN THE SAN ANTONIO TEXAS COMMUNITY. FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW FORM 990 IS REVIEWED BY THE TAX PREPARER AND THE TRUST ACCOUNT OFFICER IN ACCORDANCE WITH INTERNAL BANK POLICIES. EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 12c FROST BANK HAS A WRITTEN CONFLICT OF INTEREST POLICY. BANK POLICY REQUIRES ALL OFFICERS AND DIRECTORS TO ANNUALLY DISCLOSE INTERESTS THAT COULD GIVE RISE TO CONFLICT OF INTEREST. THE BANK INTERNAL POLICIES ARE REGULARLY AND CONSISTENTLY MONITORED FOR COMPLIANCEBY INTERNAL AND EXTERNAL AUDITORS. FORM 990, PAGE 6, PART VI, LINE 18 THE GOVERNING DOCUMENT, CONFLICT OF INTEREST POLICY, AND FORM 1023 ARE AVAILABLE UPON WRITTEN REQUEST TO THE TRUST ADMINISTRATOR. FORM 990, PAGE 6, PART VI, LINE 19 THE GOVERNING DOCUMENT, CONFLICT OF INTEREST POLICY, ARE AVAILABLE UPON WRITTEN REQUEST TO THE TRUST ADMINISTRATOR. FORM 990, PAGE 7, PART VII, SECTION A FROST BANK, TRUSTEE 40 HOURS EXPLANATION FOR FORM 990, PART XI, LINE 9 CHARITABLE DISTRIBUTIONS FUNDS WERE NOT WITHDRAWN UNTIL AFTER YEAR END