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        <ExplanationTxt>No conflict of interest policy exists for the Trust. The Trust is closely monitored to follow the Trust document. The Trustee is further required by the Laws of Ohio to uphold its fiduciary duties as a trustee. Huntington Bank has a corporate conflict of interest policy.</ExplanationTxt>
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        <ExplanationTxt>The Trust has no written documentation retention or destruction policy. Huntington Bank has a corporate document retention and destruction policy.</ExplanationTxt>
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        <ExplanationTxt>THE AMOUNT ON THIS LINE REPRESENTS: $123 MUTUAL FUND TIMING ADJUSTMENT; ($380) CY POAI; ($85) ROC ON CY SALES</ExplanationTxt>
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