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      <SupplementalInformationDetail>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>THIS FORM 990 IS DISTRIBUTED AND REVIEWED BY THE FINANCE COMMITTEE AND IS VOTED ON AND APPROVED BY THE BOARD OF DIRECTORS.</ExplanationTxt>
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        <ExplanationTxt>EACH DIRECTOR, PRINCIPAL OFFICER, KEY EMPLOYEE AND MEMBER OF A COMMITTEE WITH BOARD DELEGATED POWERS ON AN ANNUAL BASIS COMPLETES THE CONFLICT OF INTEREST STATEMENT AND ACKNOWLEDMENT WHICH ACKNOWLEDGES THAT EACH INDIVIDUAL HAS DISCLOSED ANY POTENTIAL CONFLICT OF INTEREST, RECEIVED A COPY OF THE POLICY READ AND UNDERSTANDS THE POLICY, AND AGREES TO COMPLY WITH THE POLICY.</ExplanationTxt>
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      <SupplementalInformationDetail>
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</Return>
