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      <PreparerPersonNm>KYLE FRITCH CPA</PreparerPersonNm>
      <PTIN>P01313374</PTIN>
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      <PrimaryExemptPurposeTxt>MULTI-STATE USER GROUP (MSUG) IS A MEMBER ORGANIZATION DESIGNED EXCLUSIVELY TO EDUCATE AND TRAIN COMMON INTEREST MEMBER BANKS AND THEIR EMPLOYEES IN THE HIGHEST QUALITY HARDWARE AND SOFTWARE APPLICATIONS. THE PURPOSE OF OUR GROUP IS TO "NETWORK" WITH EACH OTHER, AND MAKE THOSE CONTACTS WITH OTHER BANKS SO WE CAN CALL ON EACH OTHER FOR IDEAS, INFORMATION, ETC.</PrimaryExemptPurposeTxt>
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        <DescriptionProgramSrvcAccomTxt>MULTI-STATE USER GROUP (MSUG) IS A MEMBER ORGANIZATION DESIGNED EXCLUSIVELY TO EDUCATE AND TRAIN COMMON INTEREST MEMBER BANKS AND THEIR EMPLOYEES IN THE HIGHEST QUALITY HARDWARE AND SOFTWARE APPLICATIONS. MSUG HOLDS ANNUAL CONFERENCES ORGANIZED BY OFFICERS OF THE ORGANIZATION TO TRAIN ITS MEMBERS. CONFERENCES INCLUDE BREAKOUT SESSIONS AND SHOWCASES TO EDUCATE MEMBERS ON THE MOST CURRENT AND ADVANCED SOFTWARE AND HARDWARE APPLICATIONS USED IN THE BANKING INDUSTRY AND IS A PLATFORM FOR 3RD PARTY VENDORS TO PROMOTE THEIR PRODUCTS. 100 PERCENT OF THE ORGANIZATION'S TIME IS ALLOCATED TO PLANNING, ORGANIZING, AND HOSTING THE ANNUAL CONFERENCE, PROVIDING SOFTWARE EDUCATION TO ITS MEMBERS, AND FACILITATING ONLINE PEER-TO-PEER MEMBER FORUMS. ANNUAL CONFERENCES ARE FUNDED BY MEMBERSHIP DUES PAID ANNUALLY BY ITS MEMBERS AS WELL AS CONFERENCE DUES PAID AT THE TIME OF CONFERENCE REGISTRATION. MSUG DEVOTES 100 PERCENT OF ITS EXPENSES TO ANNUAL CONFERENCES, MEMBERSHIP DUES, PROVIDE ACCESS TO CONFERENCE REGISTRATION, EDUCATING MEMBERS, AND PROVIDING ONLINE ACCESS TO PEER-TO-PEER MEMBER FORUMS. THE ANNUAL CONFERENCE FURTHERS THE ORGANIZATION'S PURPOSE IN THAT IT IS THE MAIN PLATFORM USED TO SUPPORT AND EDUCATE MEMBERS AND THE MEMBER FORUMS ALLOW MEMBERS TO CONNECT ON A CONTINUAL BASIS.</DescriptionProgramSrvcAccomTxt>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>MARTHA BLACKBURN</PersonNm>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>MICAH BEARD</PersonNm>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>UYKIA PHILLIPS</PersonNm>
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      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>JULIE RIGGS</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
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      </OfficerDirectorTrusteeEmplGrp>
      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>JOEY WATSON</PersonNm>
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        <PersonNm>LANCE MERCER</PersonNm>
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        <PersonNm>TAMMY JOSEPH</PersonNm>
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        <PersonNm>TIM TOMILSON</PersonNm>
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          <CityNm>ANDALUSIA</CityNm>
          <StateAbbreviationCd>AL</StateAbbreviationCd>
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      <OperateHospitalInd>0</OperateHospitalInd>
      <TanningServicesProvidedInd>0</TanningServicesProvidedInd>
      <RelatedOrganizationCtrlEntInd>0</RelatedOrganizationCtrlEntInd>
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          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
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        <FormAndLineReferenceDesc>FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES</FormAndLineReferenceDesc>
        <ExplanationTxt>DESCRIPTION: OFFICE EXPENSES. AMOUNT: 992. DESCRIPTION: WEBSITE. AMOUNT: 2,066. DESCRIPTION: SHIRTS. AMOUNT: 1,568. TOTAL TO FORM 990-EZ, LINE 16: 4,626.</ExplanationTxt>
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