2024-03-27T06:23:12-07:00 2023-12-31 591498723 DIVINE BLALOCK MARTIN & SELLARI LLC 580 VILLAGE BLVD SUITE 110 WEST PALM BEACH FL 33409 990 2023-01-01 311483386 Credit Card Management Services Inc CRED 5614728000 1325 N Congress Ave 201 West Palm Beach FL 33401 Mr Paul Donohue Jr President 2024-03-27 true Mr Paul Donohue Jr 999009999 true Dustan Brown CPA P01520825 5616861110 2 AAL1 IAL1 FAL1 2023 2023-04-26 12:10:37Z Mr Paul Donohue Jr 1325 N Congress Ave 201 West Palm Beach FL 33401 3414473 false X www.debthelper.com X 1996 FL LMI; credit counseling, budget and debt management; Comprehensive HUD approved housing counseling and EOUST credit counseling and debtor education prior to consumer bankruptcy. To partner in affordable housing opportunities. 5 4 44 6 0 363486 518840 3613254 2866917 66542 28716 0 4043282 3414473 0 0 2212698 1958093 0 0 1460439 1347243 3673137 3305336 370145 109137 6354828 6356815 1083563 976413 5271265 5380402 To educate, advise and empower youth to seniors to handle debt, credit & housing and to provide affordable housing opportunities through the acquisition and rehabilitation of residential properties. Debthelper.com partners with those who create opportunities for people to live in affordable homes, improve their lives and strengthen their community. false false 1689339 398984 1412675 Comprehensive Housing Counseling and Education; 8,753 served. CCMS provides HUD approved housing counseling. Home buyers education, reverse mortgage counseling for seniors looking to convert their home equity to cash; and financial literacy group education. Debthelper provides safe decent affordable housing as a partner with the NCST program. Debthelper rents 11 affordable homes primarily to low to moderate income families. Estimated 250 volunteer hours. Debthelper partners with 850 agencies to deliver quality counseling. 1058288 115828 981859 Financial literacy 23,979 served. Approved to issue debt management plans in nearly all 50 states. Licensed bonded and insured. Consumers looking for relief paying back their credit cards are provided assistance with interest rates and repayment terms while on a debt management plan. Plans usually take about four years to repay and generally pay less interest and more toward the principal of the amount owed. Consumers look to improve their personal financial condition, improve credit knowledge, increase asset building and avoid personal bankruptcy. 461923 472383 Credit Counseling and Debtor Education EOUST bankruptcy program; 24,472 served. Approved to issue certificates of completion of credit counseling or debtor education in compliance with the bankruptcy code. Approval does not endorse or guarantee or assure the quality of the provider's services. 3209550 true true false false false false false false true false true false false true true false true true false false false false false false false false false false false true false false false false false false false false false false false false true false false false false true 0 0 false 44 false false false false false false false false 0 false false false false false false false X 5 4 false false false false false false false true true false true true true true true true true true true true false AK AL AR CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY X X X Paul L Donohue Jr 5614728001 2043 North Palm Circle North Palm Beach FL 33408 Mr Paul Donohue Jr President 50.00 0.00 X X 234000 0 0 Rajesh Bhavsar IT Director 50.00 0.00 171600 0 0 Mohan Lalwani Program Manager 50.00 0.00 139360 0 0 Ann-Marie Drapeau Operations Manager 50.00 0.00 127770 0 0 Dr Kurt Stahura Director 1.00 0.00 X 0 0 0 Mr James H Sutch Director 1.00 0.00 X 0 0 0 Mr George Lubeck III Director 5.00 0.00 X 0 0 0 Mr Mattew Curran Director 1.00 0.00 X 0 0 0 672730 4 false true false 0 398984 119856 518840 DMP Enrollment 541990 66619 66619 Fair Share 541990 282339 282339 Financial Education 541990 472383 472383 Housing 541990 1412675 1412675 Money Management 541990 632901 632901 2866917 28716 28716 0 0 0 0 0 0 0 0 3414473 2895633 0 0 0 0 234000 148153 85847 0 1411052 1411052 39023 39023 146984 143484 3500 127034 120595 6439 0 35143 35143 8500 8500 0 0 0 136078 136078 277770 277770 0 0 0 193728 193728 22962 22962 0 0 0 0 3809 3809 29451 29451 Repairs & Maintenance 285372 285372 Refunds 163875 163875 Telephone & Internet 55815 55815 Training & Education 52565 52565 82175 82175 3305336 3209550 95786 0 342237 256425 2341442 2304009 0 151368 291984 0 0 675 0 0 19887 12924 2408306 455493 1675174 1952813 907075 731025 0 0 0 916970 807635 6354828 6356815 244093 288807 839470 687606 1083563 976413 X 5271265 5380402 5271265 5380402 6354828 6356815 109137 X false true X true false X 477791 889183 325113 363486 518840 2574413 2993805 3236676 3783368 3613254 2866917 16494020 0 0 0 3471596 4125859 4108481 3976740 3385757 19068433 0 0 19068433 182298 85036 322096 66542 -8487 647485 0 182298 85036 322096 66542 -8487 647485 0 0 3653894 4210895 4430577 4043282 3377270 19715918 0.96720 0.95320 0.03280 0.04680 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false 194170 194170 1747534 1747534 24490 18579 5911 200761 200761 241351 236153 5198 1952813 Refundable Deposits 28117 Right of Use Asset 687606 Unamortized Marketing Costs 91912 807635 Lease Payable 687606 687606 3414473 3414473 3414473 3305336 3305336 3305336 X X X false false false false false false false false false Mr Paul Donohue Jr President 234000 234000 Rajesh Bhavsar IT Director 165000 6600 171600 Part III, Additional Information Board approves compensation per 990 audits and payscale.com. The Board also approves the bonus committee recommendations of year end bonuses. Form 990, Part VI, Section B, Line 11b Staff and Board Reviews. Then CPA finalized with staff and Board reviews. Form 990, Part VI, Section B, Line 12c Officers, Directors and key employees are required to disclose annually any interests that could give rise to conflict. Compliance Questionnaires are completed annually. The questionnaires are filed with the Corporate Records. Form 990, Part VI, Section B, Line 15a The compensation committee of the Board reviews President's salary and compares with the industry. The compensation committee of the Board review and approves the President's compensation independently of the President (who does not vote on or approve own compensation). Form 990, Part VI, Section B, Line 15b Top agency employees are reviewed by the compensation committee of the board. Form 990, Part VI, Section C, Line 18 www.guidestar.org or upon request to the company's 800# Form 990, Part VI, Section C, Line 19 Documents, finances and conflict of interest policy are on guidestar.org or available on request. Property Holdings of CCMS LLC 1325 N Congress Ave 205 West Palm Beach FL 33401 844375188 Real Estate Holdings FL Credit Card Mangement Services Inc false false false false false false false false false false false false false false false false false false false