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    </IRS990>
    <IRS990ScheduleO documentId="ScheduleO" documentName="IRS990ScheduleO">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>The tax form 990 is reviewed by the Governing Board prior to submission to ensure it conforms with the Association's financial report.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Any person may request to review any and all records of the Association.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI, Line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>All members of the three Fire Companies comprising the North Brunswick Fire Department are members of the North Brunswick Firemen's Relief Association.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI, Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>Each of the three Fire Companies elect four Representatives who are empowered to cast votes to elect the Governing Board.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI, Line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>All motions and votes are vested with the Representatives from the three Fire Companies.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VI, Line 8b</FormAndLineReferenceDesc>
        <ExplanationTxt>Part VI Line 8a. Meeting minutes are recorded by the Secretary and approved by the Representatives at the following meeting. Part Vi Line 8b. There are no committees empowered to act independently of the Governing Board.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part VIII</FormAndLineReferenceDesc>
        <ExplanationTxt>Miscellaneous Revenue is the Gross Insurance Proceeds received annually from our State office. It is the money collected by the State of NJ Division of Banking and Insurance and passed through to local Relief Associations throughout the State.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part X</FormAndLineReferenceDesc>
        <ExplanationTxt>All Assets on our Balance Sheet are either Cash or Time Deposits (Cash Equivalents)</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Part XII Line 2c.</FormAndLineReferenceDesc>
        <ExplanationTxt>The Association has an Audit Committee which reviews our annual financial statements prior to submitting to the Sate Office. These financials become the basis for preparing our Tax Form 990.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>