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        <Desc>MICROLOAN PROGRAMTHE MICROFINANCE PROGRAM OFFERS LOANS AT LOWER RATES THAN A BANK TO INDIVIDUALS OR GROUPS USUALLY DENIED CAPITAL TO START A BUSINESS. WOMEN USE THE LOANS TO PURCHASE EQUIPMENT AND SUPPLIES TO OPEN OR EXPAND A MICROBUSINESS. THE AVERAGE MICROLOAN IS $300. DURING 2021, 1,828 INDIVIDUALS UTILIZED THE LOAN PROGRAM.</Desc>
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      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
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        <ContributorUSAddress>
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          <AddressLine2>RESTRICTED</AddressLine2>
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          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
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      <InterestInForeignTrustInd>0</InterestInForeignTrustInd>
      <ForeignCorpOwnershipInd>0</ForeignCorpOwnershipInd>
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      <ForeignPartnershipInd>0</ForeignPartnershipInd>
      <BoycottCountriesInd>0</BoycottCountriesInd>
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        <FormAndLineReferenceDesc>PART I, LINE 2:</FormAndLineReferenceDesc>
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      <SupplementalInformationDetail>
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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 2</FormAndLineReferenceDesc>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>DIRECTORS OF THE ORGANIZATION NOMINATE NEW MEMBERS TO THE BOARD OF DIRECTORS FOR CONSIDERATION. NEW BOARD MEMBERS ARE ELECTED BY MAJORITY VOTE OF THE EXISTING BOARD OF DIRECTORS.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>A DRAFT OF FORM 990 IS MADE AVAILABLE TO BOARD MEMBERS TO REVIEW PRIOR TO FILING. BOARD MEMBERS ARE GIVEN THE OPPORTUNITY TO ASK QUESTIONS IF ITEMS ARE UNCLEAR OR PROVIDE ADDITIONAL INFORMATION.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>BOARD MEMBERS ARE ASKED TO STATE ANY CONFLICTS OF INTEREST AT THE FIRST MEETING OF THE FISCAL YEAR AND TO COMMUNICATE ANY CHANGES IN STATUS TO THE PRESIDENT OF THE BOARD.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>ORGANIZATION MAKES IT GOVERNING DOCUMENTS AND FORM 990 AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST TO THE EXECUTIVE DIRECTOR</ExplanationTxt>
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</Return>
