2022-09-13T11:06:13-05:00 2021-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 660616454 990 2021-01-01 370722141 SIU CREDIT UNION SIUC 6184573595 395 N GIANT CITY ROAD CARBONDALE IL 629026403 MIKE LANTRIP PRESIDENT/CEO 6185498620 2022-09-13 1 MIKE LANTRIP 999009999 GERALD TENBRINK P00638199 9138946214 2022-09-02 3 AAL1 IAL1 2021 2023-04-26 12:10:37Z MIKE LANTRIP 395 N GIANT CITY ROAD CARBONDALE IL 629026403 26074773 0 X WWW.SIUCU.ORG X 1938 IL TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 9 9 125 16 98874 0 0 0 18658165 20072820 772146 879834 78690 86848 19509001 21039502 35900 78545 0 0 6196068 6244026 0 0 0 9597180 9029538 15829148 15352109 3679853 5687393 404439735 454722021 364527564 410074688 39912171 44647333 X TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. 1 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 42,434 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2021, THERE WERE 119,774 LOANS OUTSTANDING TOTALING $285,275,048. PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $1,113,882 FOR THE YEAR. 0 0 1 0 0 0 0 1 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 8666 0 1 125 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 0 0 0 X MIKE LANTRIP 6184573595 395 N GIANT CITY ROAD CARBONDALE IL 629026403 MARK PETERSON CHAIRMAN 2.00 X 0 0 0 CHRIS SIEVERS VICE CHAIRMAN 2.00 X 0 0 0 SUSAN WILLIS SECRETARY 2.00 X 0 0 0 JP DUNN TREASURER 2.00 X 0 0 0 KEITH MCDANNEL DIRECTOR 2.00 X 0 0 0 DEBORAH NELSON DIRECTOR 2.00 X 0 0 0 BARB HUMPHREY DIRECTOR 2.00 X 0 0 0 JEFF MCGOY DIRECTOR 2.00 X 0 0 0 WILLIAM CAPIE DIRECTOR 2.00 X 0 0 0 MIKE LANTRIP PRESIDENT/CEO 40.00 X 149053 0 25416 SANDY TAYLOR VP FINANCE/CFO 40.00 X 81358 0 27337 STACY CALLAHAN VP LENDING 40.00 X 90173 0 18009 BRIAN MAURIZIO VP INFORMATION TECHNOLOGY 40.00 X 97293 0 18041 MARK DYNIS VP MARKETING 40.00 X 71220 0 18499 ERICA PANKEY VP OPERATIONS 40.00 X 77640 0 16478 PATRICIA ROBBINS VP HUMAN RESOURCES 40.00 X 76076 0 17244 KIM BABINGTON VP BUSINESS DEVELOPMENT 40.00 X 75119 0 17803 TAMMY SULLINS COMPLIANCE OFFICER 40.00 X 61905 0 15061 779837 0 173888 1 0 1 0 0 INTEREST ON LOANS 522100 12031703 12031703 FEES & OTHER INCOME 522100 8015517 7942243 73274 WARRANTY SALES 524298 25600 25600 20072820 853004 853004 86848 86848 5062101 5035271 26830 26830 26830 21039502 20940628 98874 0 X 73545 5000 953725 3915124 290147 711595 373435 31981 157984 107444 2220328 505015 764025 1418654 458423 12059 96052 784294 121180 MEMBER DIVIDENDS 1113882 PROVISION FOR LOAN LOSS 762882 LOAN SERVICING 326955 ASSOCIATION DUES & SUBS 68698 79682 15352109 7211824 8435944 77749676 65692617 270957214 282601448 841653 1040584 20302237 13462197 6342633 6840040 24186642 69752061 17150093 20359327 404439735 454722021 7299773 3848500 441713 413925 356786078 405812263 364527564 410074688 X 0 0 0 0 39912171 44647333 39912171 44647333 404439735 454722021 5687393 -952231 0 X 0 1 X 1 0 2525 2525 2525 1 CREDIT UNION POLITICAL ACTION COUNCIL 1807 WEST DIEHL ROAD NAPERVILLE IL 60563 363092340 2525 PART I-A, LINE 1: CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COUNCIL 0 1 X 1113808 1113808 8167419 4696853 3470566 11021010 8765344 2255666 6840040 FHLB CHICAGO STOCK 209500 C NCUA CLF MEMBERSHIP STOCK 903615 C AFS-MORTG-BACKED SEC/CMOS 27060206 F AFS-FEDERAL AGENCY SEC 23324938 F AFS-OTHER DEBT SECURITIES 7907255 F AFS-US TREASURY NOTES 8617330 F AFS-MUNICIPAL BONDS 1729217 F 69752061 MEMBER SHARE DEPOSITS 405812263 405812263 X 21039502 0 21039502 0 21039502 15352109 0 15352109 0 15352109 PART IV, LINE 2B: THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR MORTGAGES SOLD TO FHLB. PART X, LINE 2: THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE (IRC) OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2020 AND DECEMBER 31, 2021. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO UNRECOGNIZED TAX POSITIONS ON DECEMBER 31, 2021 AND 2020. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE. 1 SOUTHERN ILLINOIS UNIVERSITY FOUNDATION 1235 DOUGLAS DRIVE CARBONDALE IL 62901 376024575 501(C)(3) 28368 0 CONTRIBUTIONS AND SPONSORSHIPS SUPPORTING EDUCATION, RESEARCH AND SERVICE PROGRAMS AGAPE CHRISTIAN HIGH SCHOOL 5208 MEADOWLAND PKWY SUITE A MARION IL 62959 760836534 501(C)(3) 13500 0 SUPPORT FOR REMOTE LEARNING EQUIPMENT AND TRAINING 2 0 X X 0 0 0 MIKE LANTRIP PRESIDENT/CEO 136153 0 4800 0 8100 0 12145 0 13271 0 174469 0 0 0 PART I, LINE 3 THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND DETERMINES COMPENSATION PURSUANT TO A SIGNED EMPLOYMENT CONTRACT. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. FORM 990, PART III, LINE 2 DURING THE YEAR, THE CREDIT UNION ADDED AN APPOINTMENT SCHEDULER AND CHATBOT FOR MEMBERS ON THE ORGANIZATION'S WEBSITE. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE CREDIT UNION PROVIDES DATA TO AN OUTSIDE ACCOUNTING FIRM TO COMPLETE THE FORM 990. UPON COMPLETION, IT IS REVIEWED BY MANAGEMENT AND THE PRESIDENT/CEO BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND DETERMINES COMPENSATION PURSUANT TO A SIGNED EMPLOYMENT CONTRACT. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. FORM 990, PART IX, LINE 11G CHECK CARD PROCESSING 1,413,508. VISA PROCESSING 292,991. ATM PROCESSING 136,816. OTHER PROFESSIONAL & OUTSIDE SERVICES 377,013.